when your spouse dies do you get their social security

when your spouse dies do you get their social security插图

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To be eligible the spouse must have been married to their spouse for at least nine months at the time of death. The survivor is eligible to claim the greater of their own benefit or their deceased spouse鈥檚 benefit but not both. You cannot collect your deceased spouse鈥檚 Social Securityand your own.

People also ask


  • What happens to my Social Security benefits if my spouse dies?

  • When a Social Security beneficiary dies, his or her surviving spouse is eligible for survivor benefits. A surviving spouse can collect 100 percent of the late spouse鈥檚 benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.

  • What happens to my Social Security benefits if my spouse retires early?

  • If your spouse retired before full retirement age, they received a reduced retirement benefit and you will receive reduced survivors鈥?benefits. Children up to age 18 (19 if they鈥檙e in school) and dependent parents may also be eligible for survivors benefits.

  • How much of my Social Security benefits do I get if deceased?

  • It depends on your age and the type of benefit you are eligible to receive. If the person who died was receiving reduced benefits, we base your survivors benefit on that amount. These are examples of the benefits that survivors may receive: Widow or widower, full retirement age or older 鈥?100 percent of the deceased worker’s benefit amount.

  • How do I apply for survivor benefits if my spouse dies?

  • If you were already receiving spousal benefits on the deceased鈥檚 work record, Social Security will in most cases switch you automatically to survivor benefits when the death is reported. Otherwise, you will need to apply for survivor benefits by phone at 800-772-1213 or in person at your local Social Security office .

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