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how can a scammer get my social security number

how can a scammer get my social security number插图

Here are some of the most common methods:Stolen Documentation: Social Security identity theft can begin with a thief rummaging through trash for important documentation. …Fake Websites: Beyond stealing sensitive documents to locate your Social Security number,cybercriminals are creating phishing websites (convincingly modeled after popular businesses) to steal personal information,like Social Security numbers. …More items

How do I report a scammer using my Social Security number?

Pro tip: It’s a good idea to check on your Social Security account once or twice a year to make sure everything looks like it should. If you believe that a scammer is using your SSN to collect your Social Security benefits, call the Social Security Fraud Hotline at 800-269-0271.

What to do if someone is committing social security fraud?

If you suspect that someone is committing Social Security fraud or any other illegal activities concerning Social Security, you can contact the Office of Inspector General’s Social Security fraud hotline. This number is 1-800-269-0271. You can also submit a Social Security fraud report digitally on this website.

What should I do if I receive a scam call?

Report the scam to the Office of the Inspector General (OIG). If you receive a call, text, or email that you believe to be suspicious, about a problem with your Social Security number or account, do not respond or engage with the caller or sender.

How do hackers get your Social Security number?

Social Security Scam Calls: Identity thieves may also use phone scams to access your information. The criminals can get your number from people-search sites, posing as a representative of a business you’re associated with.

What is the highest risk group for decoding?

Today’s highest risk group for decoding are those born since 1988 because that is the year the Social Security Administration began to order SSNs for newborns and older children who did not already have a SSN. The SSA now has a more arbitrarily process of assigning SSNs.

How many digits are in a social security number?

A recent study published in the Proceedings of the National Academy of Sciences implies that knowledge of your hometown and your birth date allows scammers to discover most, if not all, of the nine digits of your social security number.

What are the first three digits of the SSN?

Over the years, the first three digits of the SSN designate an area number . The fourth and fifth are a group number and the last four digits, which are more difficult to guess, are issued sequentially depending on how long the social security application took to process.

Can a scammer find my birth date?

And if the scammer doesn’t have your birth place and date information, it’s easy to find. “There are many websites and database where one can access the birth dates of thousands of people easily and cheaply,” said Alessandor Acquisti, the study’s lead researcher.

What is a scam call?

Any call, text, or email asking you to pay a fine or debt with retail gift cards, wire transfers, pre-paid debit cards, internet currency, or by mailing cash. Scammers pretend they are from Social Security or another government agency. Caller ID, texts, or documents sent by email may look official but they are not.

What is a scammer?

Scammers are pretending to be government employees. They may threaten you and may demand immediate payment to avoid arrest or other legal action. Do not be fooled!

What does it mean when a caller threatens you?

Callers threaten you with arrest or other legal action.

Where to report a scam?

Report the scam to the Office of the Inspector General (OIG). If you receive a call, text, or email that you believe to be suspicious, about a problem with your Social Security number or account, do not respond or engage with the caller or sender.

Can you text someone on Social Security?

Social Security may email or text you about programs and services, but will never ask for a return call to an unknown number. Social Security only sends emails or text messages if you have opted in to receive them and only in limited situations, including the following:

A message from Social Security

We are committed to preventing, detecting, and eliminating fraud in our programs.

What is Social Security fraud?

Fraud involves obtaining something of value through willful misrepresentation. In the context of our programs, fraud exists when a person with intent to defraud makes, or causes to be made, a false statement, or misrepresents, conceals, or fails to disclose a material fact for use in determining rights under the Social Security Act.

Scammers commit fraud

We use emails, text messages, and social media to provide information on our programs and services. However, we will not request personal or financial information through these methods. Sometimes, we send emails with information that are particular to your needs, usually after a discussion with you in person or over the phone.

Social Security combats fraud

Social Security has zero tolerance for fraud. We diligently work at the national, regional, and local level to combat fraud that undermines our mission to serve the American public.

Protect yourself from identity theft

Read OIG’s Protecting Personal Information for their 10 Tips to Protect Personal Information and several actions to take if you suspect identity theft.

How to report fraud

Do you suspect someone of committing fraud, waste, or abuse against Social Security? You can contact the OIG’s fraud hotline at 1-800-269-0271 or submit a report online at https://oig.ssa.gov/.

What do scammers do with your social security number?

One common tactic scammers use is posing as federal agents and other law enforcement. They may claim your Social Security number is linked to a crime. They may even threaten to arrest you if you do not comply with their instructions. Here are three things you can do:

How to identify a scam call?

There are a few ways you can identify a scam call or email. Remember that we will never: Threaten you with benefit suspension, arrest, or other legal action unless you pay a fine or fee. Promise a benefit increase or other assistance in exchange for payment.

What to do if you get a suspicious call from Social Security?

Again, if you get a suspicious call claiming to be from Social Security, you should hang up and report it right away to our Office of the Inspector General. Please share this important information with your friends and family—and join us for “Slam the Scam” Day on Thursday, March 4.

Where to report a scam?

Report the scam immediately to our law enforcement team at the Office of the Inspector General.

What is ransomware in Atlanta?

Ransomware is malicious software that locks up your computer or files, making it impossible to access them.

How can wire fraud be prevented?

Wire fraud can best be prevented by letting those who provide you with professional services know of the dangers of this type of fraud, and setting up a private system involving voice verification or other multiple factors of authentication before wires are approved and sent, and particularly in the event routing and account number details have changed .

How to protect against ransomware?

If you back up your most important home files, then you may lose the hardware locked up by the ransomware, but you won’t have to pay money to a criminal to get back your data. The easiest way to do this is using free or low-cost personal backup storage programs like Google Drive, Apple’s iCloud or Microsoft’s OneDrive.

Why change your account number?

Changing a checking or savings account number may be more time-consuming, but it may be necessary to prevent future wire fraud, which possibly the most painful of all cybercrimes . If you must do this, you’ll have to be extra careful about any automatic debits that you have from your checking account and remember to change the number to the new account, as accidentally using the old account number may cause you to accrue bounced check fees.

Why won’t my bank reimburse me for my email fraud?

It’s a more involved type of cybercrime and for a good reason — because criminals get money wired directly to their accounts, and often very large sums. Drop everything and call your bank.

What happens if you get ransomware?

If you’re a victim of ransomware, you will typically lose access to your files, and you may receive an automatic message from a criminal offering to give you an encryption key that will unlock your files for a fee.

Why is it important to pass on this attitude to your friends and family?

It is also important to pass on this attitude to your friends and family: The people closest to you can lose valuable time and money because they are too embarrassed to tell anyone they made a mistake.

What can a hacker do with my SSN?

To do this, the hacker would first need to use your SSN to access your credit reports. Then, using the data, he could get a loan in your name — and never pay it back.

What to do if your SSN is stolen?

Pro tip: The minute you suspect your SSN has been stolen, call the fraud departments of the three credit reporting agencies and place a fraud alert on your file. This tells creditors to call you before they open any new accounts in your name.

How much is the average tax refund for 2017?

The IRS estimated that more than 100 million Americans would get a tax refund from Uncle Sam this year. In 2017, the average refund was $2,769, and this year the average refund was $2,778. Imagine the shock if — rather than that long-awaited check — you instead received notice that someone else had already filed a return in your name and received your tax refund.

How many people were affected by Equifax?

After more than 140 million Americans’ personal information was compromised in the Equifax data breach in late Septemberlast year, you likely know how important it is to safeguard and protect your Social Security number. Still, you might be amazed and appalled by the many ways a scammer can fraudulently use your SSN.

How to deal with stolen phone?

Pro tip: Focht said that phone companies usually have fraud departments to deal with stolen services. Immediately let the department know what is going on, and then follow up with a letter. You might need to send a copy of that letter to the credit agencies if the issue shows up on your credit report.

What to do if you get a loan fraud?

If this type of fraud happens to you, you need to contact the lender involved, the police and the FTC. The issue can be difficult and time-consuming to fix.

What to do if you believe your name and social security number were used to obtain a fraudulent driver’s license?

Pro tip: If you believe that your name and Social Security number were used to obtain a fraudulent driver’s license, immediately contact your state Department of Motor Vehicles. Warning signs could be traffic tickets issued in states you have never visited or warrants for your arrest you know nothing about.

How do identity thieves get their hands on your social security number?

There are a number of ways for identity thieves to get their hands on your social security number. Data breaches are one major way, and are unfortunately becoming increasingly common. The 2017 Equifax breach exposed more than 143 million social security numbers when cyber criminals exploited a vulnerability on the credit bureau’s website. In addition to social security numbers, birthdates, addresses, driver’s license numbers, and credit card numbers were stolen.

How many social security numbers were exposed in the 2017 Equifax breach?

Data breaches are one major way, and are unfortunately becoming increasingly common. The 2017 Equifax breach exposed more than 143 million social security numbers when cyber criminals exploited a vulnerability on the credit bureau’s website.

What information do you need to open a new account?

Opening up new accounts – Your social security number is the main piece of information required when applying for a bank loan, credit card, or opening any new financial account. With that information in hand, thieves can pretty easily get credit cards or loans in your name that they can use and abuse. By maxing out credit limits and defaulting on payments they’ll do major damage to your credit score and severely impair your ability to get any type of loan in the future.

What does it mean when your tax return is rejected?

If you or your tax preparer attempt to file your tax return and it is rejected as a duplicate, that likely means you have been the victim of tax return fraud. Obtaining medical care or prescriptions – Your social security number gives thieves access to just about any and everything that belongs to you.

How to detect fraud and identity theft?

Being proactive by regularly monitoring your credit report is the best way to identify fraud and identity theft. Your credit report and credit score can help you to quickly detect fraud and put an end to it. If you see new accounts or public records you did not initiate, you’ll need to act immediately.

How do criminals obtain personal information?

Of course, there are other methods for criminals to obtain this personal information, including sifting through trash to recover personal documents that contain identifying information . It’s important to be careful how and where you dispose of documents.

How long does it take to recover from identity theft?

Therefore, it can take years to recover from identity theft when a social security number has been compromised.

How Can Your SSN Get Stolen or Compromised?

While the SSA keeps your Social Security record confidential, refusing to release it to anyone but you, there are plenty of other routes bad actors can take to get their hands on it. Here are some of the most common methods:

What to Do When Your SSN has Been Stolen?

Beyond exploiting your personal information for financial gain, the thieves could also use it to block you out of important accounts so they can continue their illegal activities.

Why is my SSN so private?

There’s a reason your Social Security number is so private: when it comes to completing many important activities like opening a bank account, your SSN is treated as proof of your identity. If you’re a victim of Social Security scams, then there’s really no limit on the amount of financial fraud a thief can commit – and you’ll be the one dealing with the consequences.

Why is it important to avoid SSN fraud?

To avoid SSN fraud, It’s important to minimize how exposed this personal information is. This requires removing your unauthorized profile from people-search sites.

What can identity thieves do with Social Security?

Here are a few things identity thieves can do by committing Social Security scams: Leverage it for More Information: As the Social Security Administration mentions in their brochure on identity theft, once an identity thief commits SSN fraud, they can easily use it to access more personal information about you.

What happens when an identity thief steals your SSN?

will increase. When an identity thief commits SSN fraud, they compromise your SSN to gain access to existing financial accounts or to open up new ones without your knowledge. This can also extend to governmental actions, such as requesting tax refunds in your name, stealing the money that’s supposed to go to you.

Where to report SSN fraud?

It can also help your case if you’re going to apply for a new number. You should also report the SSN fraud to the IC3 (the FBI’s Internet Crime Complaint Center). This report will be distributed to relevant federal, state, and local authorities.

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