Can You Collect Both SSDI and Long-Term Disability?
As a general rule, you can collect both SSDIand LTD . In fact, many long- insurance companies require anyone who receives benefits to apply for SSDI as well. However, if you are applying for or currently receiving SSDI, you are not required to apply for LTD benefits.
Understanding SSDI and Long-Term Disability Benefits
Social Security Disability Insurance, or SSDI, is a program offered through the Social Security Administration (SSA). It is available to individuals who cannot work for 12 months or longer due to a.
Can You Collect SSDI and Short-Term Disability?
Yes. If you have a short-plan, then you can collect both SSDI and short- disability benefits. However, because short-term disability benefits are typically limited in time, you will likely have received the full amount of benefits before you are approved for SSDI benefits.
How Long Can You Stay on Long-Term Disability?
The length of your long-term disability payments depends on your LTD plan. Many LTD policies payout for a limited period of time, such as 2, 5, or 10 years. Others offer disability payments through retirement age.
Can I Collect Long-Term Disability and SSI?
Supplemental Security Income, or SSI, is a federal disability benefits program available to people with disabilities who have low income and asset levels. To qualify for SSI, you must fall within the income limitations set by the SSA.
How a New Jersey Disability Benefits Lawyer Can Help
Most of us don’t consider the possibility of being unable to work because of a disability. If you find yourself in this position, you may not know what to do next. At Bross & Frankel, we are here to help.
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