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What happens when you reach 62 and you are on SSDI?

You are approved for SSDI benefits and you begin drawing an amount equal to your full retirement amount. When you reach age 62, nothing changes ; you continue to draw your full SSDI amount.

How old do you have to be to file for SSDI?

Depending on what year you were born, this may vary from 65 to 67 years old. For most people, it does not make sense to file for early retirement benefits at age 62 if you are already receiving SSDI because of a disability.

When do you start drawing SSDI?

You are approved for SSDI benefits and you begin drawing an amount equal to your full retirement amount. When you reach age 62, nothing changes; you continue to draw your full SSDI amount. Once you reach your full retirement age, the SSA swaps you from SSDI to traditional retirement benefits.

Can I file for SSDI at 62?

For most people, it does not make sense to file for early retirement benefits at age 62 if you are already receiving SSDI because of a disability. Your disability payments equal your full retirement amount, and those who opt for early retirement receive reduced benefits.

What is SSI for seniors?

SSI is a Social Security program that helps seniors and those with a disability who have an extremely low income. To qualify for SSI, you need to meet strict income qualifications and have only a minimum amount of resources. Under this program, your retirement or SSDI checks count as unearned income.

How much is the average retirement check in 2017?

Under this program, your retirement or SSDI checks count as unearned income. According to the SSA, the average retirement benefit in 2017 is $1,360 per month. However, many people receive well below this average. To qualify for SSI, there is a 2017 limit of $755 per month on unearned income.

Can I get SSDI at 60?

Imagine that, at age 60, you suffer a back injury leading to a disability. You are approved for SSDI benefits and you begin drawing an amount equal to your full retirement amount.

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