can your social security number be changed

Understanding Secured Debt Consolidation

Debt consolidation is not the same as debt settlement. With debt settlement, you pay back an amount that is less than the full total you owe. With consolidation, you usually pay back the entire amount owed. However, with consolidation, you take out one new loan to pay back several other debts.

Getting Help

Depending on your situation, there may be other ways to consolidate your secured debt, or you may even be able to negotiate a secured debt settlement of some type. Your best bet is to talk to an experienced attorney who specializes in debt settlement and who can assist you in making the best choice for your financial situation.

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