can you work and collect social security at age 64

What age do you have to be to claim spousal benefits?

To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases.

What happens if you claim Social Security at 62?

That permanently reduces your spousal benefits. If your spouse also took his or her Social Security benefits early, your survivor benefits ( those you can claim if your spouse dies) also will be permanently …

What is SSDI disability?

How disability benefits differ. Social Security Disability Insurance (SSDI) benefits are for people who are eligible for Social Security retirement benefits, but became disabled before they reached full retirement age. When a beneficiary begins to receive disability benefits, certain members of their family may also qualify for benefits, including:

How long do you have to be married to get spousal benefits?

To qualify for spousal benefits you must: Have been married to the relevant ex-spouse for at least 10 years. Have been divorced for two years before you claim. Be age 62 or older (the same goes for your ex-spouse) Be unmarried (your ex, however, can be remarried)

How much of my spouse’s PIA is spousal?

When you reach full retirement age, you are eligible for 50% of your spouse’s PIA. The Social Security Administration offers a calculator to figure out the size of your spousal benefits depending on when you claim them. Also keep in mind that spousal benefits don’t grow after full retirement age. Unlike earned benefits, which grow 8% every year …

What is the PIA for 62?

Your full retirement age is based on your birth year: So if you claim at age 62, your earliest opportunity, you could receive as little as 32.5% of your spouse’s primary insurance amount, or PIA. That permanently reduces your spousal benefits.

How old do you have to be to get Social Security?

Be age 62 or taking care of a child who is age 16 or younger or disabled, who is the child of your spouse and who is also receiving Social Security benefits based on the spouse’s work record.

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