can you work and collect social security at age 64

What is Social Security Disability?

Social Security Disability is a program that has helped many Americans make ends meet over the years when they have been unable to do so themselves due to injury, illness or disability.

Is SSDI based on need?

SSDI and Retirement Pensions. The good news is that, in most cases, you don’t have to worry about this. Social Security Disability Insurance (SSDI) is not a need-based system. Or rather, it is not a payment that is awarded based on financial need. It is based on whether or not you are able to earn a living through working.

What happens if you don’t pay taxes on SSA?

If these taxes are not being withheld, however, then you could see your payments from the SSA reduced or eliminated. These types of pensions include certain civil service retirement pensions as well as a few types of disability and long-term disability pensions.

Is Social Security Disability based on need?

Social Security Disability Insurance (SSDI) is not a need-based system. Or rather, it is not a payment that is awarded based on financial need. It is based on whether or not you are able to earn a living through working. Your financial situation is not taken into consideration at all.

Does retirement affect disability?

Your financial situation is not taken into consideration at all. If you became disabled, but are somehow able to collect a retirement pension as well, then the pension should not in any way affect your disability eligibility, or how much you are awarded per month.

Does SS pension affect SSDI?

While it’s impossible to provide a definitive list of all types of pensions that could affect your SSDI payments, what matters is whether or not your pension withholds Social Security tax. If SS tax is taken out of your pension, then this means you are paying into the system and don’t have to worry. If these taxes are not being withheld, however, then you could see your payments from the SSA reduced or eliminated. These types of pensions include certain civil service retirement pensions as well as a few types of disability and long-term disability pensions.

Is SSI the same as retirement?

SSI and Retirement Pensions. The same is not automatically true for the other type of disability, Supplemental Security Income (SSI). This type of disability is awarded to people who are suffering from a long-term disability while also struggling financially.

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